Summer is coming in hot in Paducah, Kentucky. ATVs are fun for all seasons but they are used on the regular during the summer. ATVs can be useful for maintaining property, assisting in farming tasks, or just for riding around. Though they are fun to roam around on, they are equally as risky. So Bradshaw & Weil, Inc has partnered with Safeco Insurance to provide you with 7 ATV safety tips that will help you maximize your fun this summer.
Take a Course
Formal hands-on training courses cover how to control ATVs in commonplace situations. The ATV Safety Institute typically offers its ATV RiderCourse free to anyone who buys a new qualifying machine from an institute member. You can call 1-800-887-2887 or visit atvsafety.org for class information. You may think you don’t need a course because you have a driver’s license or any number of reasons. The truth is that ATVs do not handle the same as vehicles but are just as deadly.
Dress for Success
A motorcycle or other motorized sports helmet, certified by the U.S. Department of Transportation, is a must. You’ll also want to suit up with over-the-ankle boots and long pants, a long-sleeved shirt, goggles and gloves. Proper attire can prevent certain accidents or injuries from escalating.
Riding on state-owned land? Many states require ATV insurance, which offers coverage options similar to what’s available for motorcycles – liability, comprehensive, collision, safety apparel replacement, roadside assistance and more. Appropriate insurance must be in place in order to have coverage off of your residence premises. Notice we said “appropriate.” Some coverage can be extended from your homeowner’s insurance policy in certain circumstances. However, it is not comprehensive.
Don’t Share the Seat
You’ll want to be free to shift your weight according to the terrain and the situation. Passengers make it difficult – and dangerous.
Stay Off the Road
ATVs simply aren’t street-legal machines, at least not in most states. The solid rear axle with no differential means they can be hard to handle on pavement.
Let Kids Be Kids
Children should never be allowed to drive or ride on an adult ATV. Someone under 16 on an adult ATV is twice as likely to sustain an injury as a child riding a youth ATV, according to ATVSafety.gov.
Drinking & Driving Don’t Mix. Period.
You may think that driving under the influence sentiments only apply to licensed motor vehicles. Think again. You need sharp reaction time and judgment, so don’t ever drive ATVs under the influence of alcohol or drugs
We here at Bradshaw & Weil, Inc. want you to enjoy your ATV outings this summer, while staying safe. Just give us a ring if we can help you explore ATV insurance options!